Please choose the repayment method that best suits the nature of your job or business.

01. Equal Monthly Payments

Loan interest + a fixed amount of principal payment

Suitable for salaried individuals and business owners with stable income.

02. Equal Principal Payment Each Month

Principal payment + loan interest

Ideal for individuals with steady income, and results in lower total interest paid over the life of the loan.

03. Scheduled Principal Payment in Specific Months

Monthly interest payment + exemption from principal payments in certain months, with equal payments during the rest of the period

Best suited for businesses or individuals with seasonal income.

04. Split Principal Payments

Monthly interest payment + principal payment divided across specific months

Suitable for business owners with seasonal or irregular income.